Aplazame y UNIVERSAE impulsan un modelo de financiación educativa sin coste del que se han beneficiado más de 2.600 alumnos de FP.
La iniciativa elimina barreras económicas y burocráticas que dificultan el acceso a programas formativos orientados al empleo.
Aplazame, la solución de financiación instantánea en el punto de venta del banco digital WiZink, y UNIVERSAE, Formación Profesional, han consolidado un modelo de colaboración que ha permitido en el último año que 2.649 alumnos hayan podido acceder a formación profesional oficial mediante planes de
financiación flexible y sin coste financiero para el estudiante.
El propósito de esta iniciativa es eliminar las barreras económicas y burocráticas que dificultan el acceso y la permanencia del alumnado en programas formativos orientados al empleo, lo que constituye uno de los principales retos del sistema educativo privado en la actualidad.
Desde el inicio de la colaboración, una buena parte de los alumnos matriculados en UNIVERSAE ha optado por esta fórmula de financiación, diseñada para adaptarse a las circunstancias particulares de las personas que aspiran a mejorar su formación para su inserción o promoción en el mercado laboral.
Financiación alineada con el inicio real de los estudios
Uno de los elementos diferenciales del modelo es la posibilidad de establecer periodos de carencia, de modo que los estudiantes no comienzan a pagar hasta el inicio efectivo del curso, aunque la matrícula se haya formalizado con antelación. Por ejemplo, para las matriculaciones realizadas en verano, no se activan los cobros hasta el mes de octubre, evitando concentrar pagos en meses especialmente sensibles desde el punto de vista financiero, como agosto y septiembre.
La financiación se concede en tiempo real, lo que reduce de forma significativa los trámites administrativos y elimina fricciones en el acceso a la formación.
Además, el coste financiero de estos planes es asumido íntegramente por UNIVERSAE, de manera que el alumno no soporta intereses ni recargos, en línea con el objetivo de que la financiación no sea una barrera adicional para formarse.
Acceso, permanencia y empleabilidad
UNIVERSAE, fundada en 2021, se ha consolidado como un referente de la Formación Profesional oficial en España, con una oferta de más de 50 titulaciones oficiales en modalidad presencial y online. Dispone de 35.800 m² de instalaciones —que incluyen aulas de formación, laboratorios técnicos y espacios de innovación educativa y tecnológica— repartidos entre sus campus físicos de Murcia, Madrid (San Sebastián de los Reyes) y Barcelona (Cornellà de Llobregat y Sant Joan Despí). Con más de 27.000
alumnos, UNIVERSAE ha experimentado un crecimiento extraordinario en tan solo tres
años y medio.
Su modelo educativo combina innovación pedagógica (a través de simulaciones 3D, realidad virtual y su ecosistema digital UNIVERSAE360) con un acompañamiento tutorial intensivo, clave para reducir el abandono en la formación online. Este enfoque se traduce en un índice de empleabilidad del 91 %, apoyado en una amplia red de convenios con empresas para la realización de prácticas.
Francisco Cámara, director General de UNIVERSAE, declara que “la colaboración con Aplazame se apoya en una comunicación constante y en una clara alineación de objetivos, orientados a facilitar el acceso a la formación, reforzar la permanencia del alumno y mejorar su empleabilidad”. Y añade: “Para UNIVERSAE, la flexibilidad en el pago se ha convertido en un elemento clave para democratizar el acceso a la
formación profesional”.
Por su parte, Andrés de Alonso, Head of Marketing de Aplazame, asegura que “esta alianza ejemplifica cómo la financiación flexible puede convertirse en una herramienta estructural al servicio de proyectos educativos, cuando se diseña para adaptarse a la realidad del alumno y no para generar barreras adicionales”.
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